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How do I get pre-approved for a car loan in St. Louis, MO?

Our online instant pre-approval uses a soft credit check, so you can see your options without impacting your credit score.

Quick Summary

Get pre-approved instantly online with no effect on your credit score:

  • Complete a quick and secure online form
  • Soft credit check only—no score impact
  • Receive instant pre-approval results and shop with confidence
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Related FAQs

Answered by Jon Henry

Last updated 8/27/2025, 12:54:09 AM

At our St. Louis dealership, getting pre-approved for a car loan has never been easier. Our online instant pre-approval process lets you complete a short and secure form right from your phone or computer. Unlike traditional pre-approvals that rely on a hard credit inquiry, our system uses a soft credit check—so your credit score is not affected.

Once submitted, you’ll instantly see if you’re pre-approved along with personalized financing options. This gives you the confidence to shop for your next vehicle knowing your budget ahead of time. With pre-approval in hand, you can focus on finding the right car rather than worrying about financing details.

Remember, pre-approval is not a final loan commitment, but it gives you a strong starting point and helps you negotiate more effectively when you visit our dealership in St. Louis.

Jon Henry
Jon Henry

Finance Director, Frank Leta Automotive Outlet

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